Renter Tools · Move-in Cost

What does it really cost to move in?

Thai rentals don’t just ask for the first month — the usual deal is a two-month deposit plus a month in advance, so you need about three months’ rent up front. Set your rent, term and terms below to see your exact move-in cash and the full cost of the lease. Unbiased, no paid placement.

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By Kirby Scofield
Founder of BAANLYY · International real estate broker, investor & relocation specialist
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Move-in cost & lease calculator — Thailand rental

See the real cash you need on move-in day and what the whole lease costs over a term you choose. Drag a slider or tap Type to enter an exact number — nothing here is a market quote.

฿25,000
12 mo
2 mo rent
1 mo rent
฿0
฿3,000
฿0
฿2,500
Cash to move in฿78,000
Security deposit (2 months) — refundable฿50,000
Advance rent (1 month)฿25,000
Agent / admin fee฿0
Utility & setup deposits฿3,000
Cost of the full 12-month lease฿303,000
Total rent (12 × ฿25,000)฿300,000
One-off agent + setup fees฿3,000
Refundable deposit returned at end฿50,000
All-in incl. est. utilities — effective / month฿27,750
How to read this

The most common Thai residential lease asks for a two-month deposit plus one month’s advance rent, so you typically need about three months’ rent — here, ฿78,000 — ready on day one. The deposit (฿50,000) is refundable if you leave the place in good order and give proper notice, so your true cost of the lease excludes it: about ฿303,000 over 12 months, or roughly ฿27,750 a month once estimated utilities are added. Note: under Thailand’s 2018 consumer-protection rule, landlords renting out five or more units may only charge one month’s deposit + one month’s advance — set the deposit to 1 to model that case. Agent commission is usually paid by the landlord, so leave the agent fee at zero unless a serviced or short-stay operator charges you directly.

Estimates only, from the figures you enter — not legal or financial advice. Deposit, advance and fee norms vary by landlord, building and lease type; always read the contract and confirm what’s refundable before you sign. BAANLYY never takes paid placement.

01

The three-months-rent rule

The single biggest surprise for foreigners renting in Thailand is the cash needed on day one. A standard private-owner lease wants a two-month security deposit plus the first month’s rent in advance — three months’ rent before you get the keys. On a typical condo that’s a five-figure baht sum, so it pays to know the number before you fall for a place. The good news: two of those three months are a refundable deposit, not a cost, as long as you leave the unit in good order.

02

Deposit vs cost — they're not the same

It’s easy to conflate the cash you hand over with the cost of renting, but the deposit comes back. The calculator splits them on purpose: your move-in cash includes the refundable deposit, while the cost of the lease strips it out, because that money returns to you at the end. Photograph the unit and the meters on move-in day, keep an inventory list, and make sure the contract spells out when and how the deposit is returned — that’s how you make sure “refundable” actually happens.

03

When the deposit is only one month

Thailand’s 2018 consumer-protection rule treats landlords who let five or more units as a controlled business: they may charge at most one month’s deposit plus one month’s advance, and must refund the deposit within seven days of the lease ending. An individual owner letting a single condo isn’t covered, so the customary two-month deposit still applies there. If you’re renting from a large operator or building management, set the deposit slider to 1 to see the lighter move-in cost.

04

What this calculator deliberately doesn't do

It doesn’t guess your rent or quote the market — every figure is yours to set, because honest inputs beat confident-sounding defaults. It assumes the deposit is returned in full when it shows your net lease cost; real refunds depend on the unit’s condition and the contract. And it isn’t legal advice. Treat the output as a clear, transparent picture of your numbers, then read the lease carefully and confirm what’s refundable before committing.

05

Frequently asked

How much deposit do you pay to rent a condo in Thailand?The standard Thai residential lease asks for a two-month security deposit plus one month's rent paid in advance — so you typically need about three months' rent in total to move in. The two-month portion is a refundable deposit, returned at the end of the lease if you leave the unit in good condition and give proper notice; the one-month advance is your first month's rent. Short-term and serviced apartments sometimes structure this differently, so always confirm before you sign.
What is the 2018 Thai rental deposit rule?A 2018 consumer-protection regulation limits landlords who rent out five or more units (treated as a controlled business) to charging at most one month's security deposit plus one month's advance rent, and requires the deposit to be returned within seven days of the lease ending. It doesn't cover an individual owner letting a single condo, where the customary two-month deposit still applies. If your landlord operates at scale, set the deposit in the calculator to one month to model the capped case.
How much money do I need to move into a Bangkok apartment?Budget roughly three months' rent for a standard private-owner lease: a two-month refundable deposit plus the first month's rent. On top of that, allow a little for utility and internet setup or meter deposits, and remember the deposit comes back at the end. So on a ฿25,000 condo you'd need around ฿75,000 on move-in day, of which ฿50,000 is refundable. Use the calculator above to set your own rent and terms for an exact figure.
Is the rental deposit refundable in Thailand?Yes — the security deposit is refundable provided you've met the lease terms: given the required notice, paid rent and bills in full, and returned the unit in reasonable condition (normal wear and tear excepted). Landlords can deduct for genuine damage or unpaid bills. To protect yourself, photograph the unit and meter readings at move-in, keep an inventory list, and get the lease to state when and how the deposit is returned. The 2018 rule requires large landlords to refund within seven days.
Do tenants pay agent commission in Thailand?Usually not. In Thailand the landlord typically pays the agent's commission, so as a renter you generally shouldn't be charged a finding fee — which is why the agent fee in this calculator defaults to zero. The exceptions are some serviced-apartment operators, short-stay platforms or relocation services that charge the tenant directly; if you're quoted a tenant-side fee, ask exactly what it's for before agreeing.
What ongoing costs come on top of rent?Beyond the monthly rent, budget for electricity and water (electricity is the big one if you run air-conditioning — and watch for landlords who charge above the government meter rate), internet, and sometimes a share of the building's common-area or juristic fee, though for a standard condo lease the owner usually covers that. Add it all up and the 'effective monthly cost' in the calculator gives you a realistic number to compare against your budget.
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General information and a self-input estimating tool only — not legal, financial or tax advice. Results reflect the figures you enter; deposit, advance and fee norms vary by landlord, building and lease type. Always read the contract and confirm what’s refundable before committing. BAANLYY never takes paid placement.