Visa Housing · Executives, retirees & investors

Renting in Thailand on a LTR visa.

Housing for LTR holders: a 10-year horizon changes the rent-vs-buy maths, and annual reporting makes long, premium leases simpler than for any other visa.

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Who this is for

High earners, investors and wealthy retirees on the 10-year LTR.

Housing for one of eight routes

Is the LTR the route you will actually be on?

The lease advice here is written around one route of eight, and it hangs on that route: how long a single entry lets you stay is what decides whether six months or twelve is the term to sign, and how much deposit you should be prepared to lose. Answer seven short questions and see the two or three routes worth checking for your situation — each with the money it asks for, what it costs, and the Thai government page that requirement comes from. Signposting only: it decides nothing about your status, and it is not legal or immigration advice.

See which routes to check →

Your housing strategy

The LTR's 10-year horizon and annual (not 90-day) reporting make it the most settle-down-friendly visa, which changes the calculus in two ways. First, a 12-month or longer premium lease is straightforward — you're not working around 180-day cycles. Second, because foreigners can own condominium units freehold within a building's 49% foreign quota, LTR holders with a long horizon often weigh buying against renting; our purchase-cost and cap-rate tools exist precisely for that decision. Either way, this persona is shopping at the top of the market: full-facility buildings, larger units, and prime addresses.

Lease & term advice

Landlord, TM30 & address paperwork

Deposits & budget

Most Thai condo leases run on a 2 + 1 structure: two months' rent as a refundable security deposit plus one month's rent paid in advance. Short or flexible terms (under 6 months) usually cost more per month and may ask for a larger deposit. LTR renters typically target premium, full-facility buildings — model the all-in monthly cost (rent + fees + utilities) before committing, and compare against buying with the investment tools.

Best areas for this visa

Best for luxury livingBest for investmentSafest areasPurchase-cost calculator

Mistakes to avoid

Pro tips

Frequently asked

Should LTR holders rent or buy?It depends on your horizon and capital. With 10 years of stability, buying a condo within the 49% foreign quota can make sense — but run it through the purchase-cost and cap-rate tools first. Renting stays flexible while you decide.
Does the LTR make renting easier?Yes — annual reporting (instead of 90-day) and strong financial credentials mean longer leases, smoother landlord approval, and access to premium buildings.
Can I own the condo I live in on an LTR?Foreigners can own condo units freehold within a building's 49% foreign quota. The LTR itself doesn't grant ownership, but it gives you the long horizon that makes buying worthwhile. See our foreign-ownership guide.
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General information only — not legal, immigration, tax or financial advice. Rental practices, deposits, visa rules and address-reporting requirements change and depend on your situation; verify current requirements with official Thai government sources or a licensed specialist before acting. BAANLYY is a data-and-tools platform, not a broker or property manager, and never takes paid placement.

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