Selling · Mortgage discharge

Releasing a Thai property mortgage at sale.

Coordinate the lender, seller, buyer and Land Office before closing. Confirm the payoff amount, original documents, authorized representatives and registration sequence before purchase funds are released.

Answer first

Coordinate the lender, seller, buyer and Land Office before closing. Confirm the payoff amount, original documents, authorized representatives and registration sequence before purchase funds are released.

01

What should the lender provide?

  • payoff statement;
  • authorized representative details;
  • original mortgage documents;
  • discharge forms;
  • payment instructions.
02

What should the closing statement show?

  • purchase balance;
  • lender payoff;
  • official fees;
  • retentions;
  • proof of each payment.
03

What should be kept after registration?

  • updated title record;
  • discharge evidence;
  • official receipts;
  • bank records;
  • signed closing statement.
04

Where should you continue your research?

Use Money, Learn and the directory.

Coordinate the payoff before closing.

Do not release funds without confirmed discharge documents.

Find closing support
FAQ

Frequently asked questions

Can a mortgage be removed on transfer day?

Potentially, if the lender and Land Office documents are complete and the closing sequence is coordinated.

Should the buyer pay the seller directly?

The agreed closing statement should identify the proper recipients and release conditions.

What if the payoff changes?

Obtain an updated lender figure before closing.

Sources & References

Sources & References

Primary and official sources are cited above. Government rules, fees and procedures in Thailand change over time and vary by office; always confirm current requirements with the relevant authority before relying on them. BAANLYY never takes paid placement in editorial content.

Kirby Scofield
By Kirby Scofield
Founder of BAANLYY · International real estate broker, investor & relocation specialist
Last updated 15 July 2026 · Last reviewed 15 July 2026